I abused my credit as a young adult but I’ve been able to bring it up to a somewhat acceptable 615. What are some agencies that I might have good luck with? Of course, these places also need to report positive as well as negative. Any help would be appreciated. Also, exactly how terrible is a 615? Am I still going to be automatically denied?
wow! Best credit !
An.Apple
Jin.
One Comment
615 is not a good score. Depending on what is in your credit files you may be able to qualify for a car loan at slightly higher than normal rates. Major unsecured cards would not be approved. You may be approved for small credit lines at a dept store(Target,Macy’s) or gas cards. But I can’t be sure because I don’t know what is in your credit files that makes your score low.
Go to http://www.myfico.com and look in the Credit Education section and learn about credit scoring and what you might do to bring your score up.
Good Luck